What kind of investments do you make?
I don’t know if the question will turn off people who think only about financial investments, but I mean more than that. Sure, you can invest in stocks and bonds or even be a partner in or owner of a business.
However, you can also invest in education, or a house. Or, if you are a merchant, some commodity that you hope to sell for more than you buy. You might invest in art, or crafts that you make yourself. You can even invest time in something that you think will bring you a good return—and not just a monetary return, but also a happiness return.
So what do you invest in? How good has your investment been?
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I invest in my health by going to the gym. I’ve lost over 40 pounds, so I’m happy with the return.
I also invest in my education, by studying for the CFA designation.
Oh, and I currently invest my (until very recently unavailable) funds in overnight CDs. When I’m done studying for the exam, I’ll explore other options.
Emotional ones that fail hopelessly!
My biggest investment has been in myself.
I took 4 years off from the world, went deep within on a spiritual and psychological and personal growth journey.
Spent $150K of my savings on this sabbatical peppered with some travel and have zero regrets.
It was definitely a ‘born again’ experience minus any religious sentiments.
I successfully navigated my ‘dark night of the soul’ and have emerged healthier and more in tune with what I REALLY want in life.
Best money I ever spent. ;-)
As far as pure money making investments house and property has historically been one of the best investments especially considering the alternative of throwing away rent money instead. Investing in ones education can pay off hugely if executed and managed correctly. Investing in a business is risky as as about 50% of new start ups will close or fail within 5 years.
Right now IMO is a great time to invest in stocks for the long haul as the economy has been in a stalled recession and stocks overall are lower and buying in now should realize decent gains 5, 10, 20 years down the road. I have yet to see a sure bet get rich quick scheme other than hitting it big with a new innovation or riding the wave of investing in a new innovation.
But for me personally my biggest investments right now are in people….my kids, loved ones and my coworkers. These people are my future and I hope these investments pay off.
Food. I think I will be more secure in my old age if I eat regularly rahter than starve to death.
Seriously though, about the only investing I do is 5% of my pay (plus company match) to a retirement account. After that, most of my income goes to day-to-day survival and what little is left over goes towards making my life worth living (books, movies, taking the wife out for dinner…). No sense trying to shoot for a million dollars in ten years if you’ll want to shoot yourself in ten minutes, eh?
I love buying and reading books so I invest mostly in Education :)
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