Does a husband need to add his wife as a driver on car insurance?

Insurers automatically write spouses into insurance policies if they’re living under the same roof, unless specifically instructed to exclude them. After a separation or divorce, the policy holder would have to instruct the insurer to remove the spouse from the policy. If he hasn’t done that, then you should still be covered.

You can call the insurance company and ask. Usually, the car is insured under the owners name and for ANY legally licensed driver over a certain age… like 23. That is why we can borrow our parent’s car, or a friend’s car, for example… or drive them home when they’ve been drinking.

Perhaps he meant that he wasn’t going to insure the car any longer and if you used it, you’d be driving an uninsured car, which, I think, might be illegal in certain States…?

But I live in Norway, and it is definitely illegal to drive uninsured here.

The car is insured the way I understand it. Even if his work colleague drives it, the car is insured. However, if you drive it regularly you should be listed as the primary driver.

thankyou! I’ll call the insurance co.

In the UK the car is insured for the owner/policy holder only. When I added the wife I had to put her down as a named driver! and this made my insurance cheaper