I am used to it since it is not really any more than I am used to paying.
For instance, back in NH, we had a small cabin (600 sq. ft. if you include the half-loft) about 15 miles from town that, at $800/month, was slightly cheaper than the apartments in town. Add another $100/month for electricity (required to operate the water pump and furnace blower) and the cost of ~600 gallons of propane a year (around $130/month if you are smart, lock in your price, and divide the total cost into 12 monthly payments) and we get to about average housing costs for the area.
That right there is $12,360/yr just for a modest roof over your head and enough utilities to keep from freezing to death, and we haven’t even gotten into things like food, clothing, medical care, etcetera, let alone luxuries like any sort of entertainment budget, a telephone, or internet access.
And then there is transportation. With no mass transit system within 50 miles, you need a car, and it takes more than a gallon of gas to get to work or the store and back (closer to three if you want to do both) so plan on at least a tank a week which these days runs $40–50 for another $200+/month. You can omit the transportation costs if you live in town and can find work that is also in town, but the added rent will probably eat up at least a good chunk of the savings.
Oh, and let us not forget that if you earn enough net income to handle all that, you also earn enough to pay income tax unless you have some hefty deductions, but last I checked, children cost more than you are allowed to write off on your 1040, so tack on a bit more to cover that as well. Pretty soon, we are talking more than a lot of jobs that most people can get will pay, and thus requiring two incomes in the household. And remember that there are millions of other people in the Northeast and along the Pacific Coast that have comparable living expenses.
Seattle is a bit cheaper since we don’t have propane, the electric heat doesn’t have to work nearly as much so our electric bill is around the same as it was in NH, we don’t have to worry about plowing, and my wife works only three miles from home. Of course, there is a 9.5% sales tax as opposed to the 0% in NH, and some things are inherently pricier; our grocery bill jumped quite a bit after we moved, so it’s not that much cheaper here.
So do you see why I have a different perspective? I have spent my entire life in areas that are about the same price to live in. I have had friends from the Midwest drop their jaws when I tell them how much I pay for rent. They wonder how I manage on my income even with a working spouse despite the fact that the two of us combined earn more than 40% of US households.
Oh, and you’re not far off, at least not for any place you would want to live. Take a look.