How can I provide the insurance company with proof of prior insurance?

What insurance company requires proof of prior insurance?

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You should be able to get copies of prior billing statements from 6 months or more back. Usually that kind of thing is available from the web site, but you could also call their customer service and request a copy by fax or mail or email.

If you take your current card, they will be able to confirm with your insurance company how long you’ve been covered with them. Otherwise, call your insurance company and ask that a letter be sent to you stating how long you’ve been covered with them. You don’t have to tell them why.

Are you checking rates against your current coverage? Sometimes you get better rates because you have been insured with the company for awhile.

@robmandu It was actually a discount they were offering, but since I was under my mom’s insurance, I don’t get it. However, they quoted me at the same price even without it, so I have no clue. haha.

@BarnacleBill I’m paying $200 right now with my mom’s insurance (Allstate). I was quoted with my boyfriend’s insurance company at $100 a month. Granted, I went from full coverage to liability, but my car isn’t really worth much to them. Allstate won’t give me a better rate.

Auto insurance companies have several sources of information at their disposal. Just walk in, hand them whatever info you have and your drivers license. They can take it from there.

Be safe and wear your seatbelt. jp

Oooohhhh… you’re just trying to get them to price match a discount you had elsewhere.

[That’s not what I’d typically say “proof of insurance” for, which has legal connotations.]

The biggest problem when shopping around for the best price on auto/home insurance is that you can almost always get a lower price from a competitor, but they will frequently provide less coverage with higher deductibles.

By providing the new company you’re shopping with a copy of your old bill (or your mom’s, whatever), they can then offer you a point-for-point match in coverage and you can see how the prices truly compare.

@robmandu, that’s a good point. The other thing you need to factor in, that the won’t tell you, is what happens after you have a claim? Do they drop you? You might also look at what coverage for a hypothetical newer car would entail. You don’t really want to be switching carriers each time you get a new(er) car.