How do I insert a website or photo into my Fluther questions?

Hello everyone, what’s happening?

So, I read the instructions at the bottom of the page under the text entry box on how to insert a link into a question or answer. I try to embed a link or photo with another name, i.e. “photo” or “look here”, using these instructions, but I cannot change it or make it a hyperlink attachement. Please help me understand this process.

break it down in very simple terms – I’m not the most computer savvy person here at Initech;)