What ratio of labor costs vs. material cost vs. profit does a roofing company make in an insurance claim?

Roofers have really high workers comp rates. Often they are more than 100% of their labor costs. Liability insurance for roofers is also very high. You can probably triple the payroll just for insurances, then there’s taxes and social security. It’s not just $15 per hour plus materials.

@Judi I had to explain that to a person (who as far as I can tell by the looks of their home have never paid a contractor to fix anything). I’m pretty reasonable but this guy was flabbergasted when he was thinking along the lines of 9 or 10 bucks an hour to rehab the outside of his cape. I’m not going to be at the top of a 24’ extension ladder for cheap. He’s all straight now.