Social Question

Aster's avatar

If you had 12 million dollars and 3 homes would you do this? Details inside.

Asked by Aster (20028points) August 9th, 2011

So let’s pretend you have 12 million dollars you inherited but, since you’ve never worked a day in your life by age 73 you can’t get Medicare. You do Not wish to pay medical bills out of pocket. You hear about something thats called “Obamacare” , fill out some papers and you now have a form of Medicare. Do you think people would say you are:
a. an opportunist
b. a clever person
c. a crook
And would you sign up?

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39 Answers

tom_g's avatar

If I had 12 million dollars, I’d spend a significant amount of that funding efforts to promote universal, single-payer healthcare in the US.

syz's avatar

I’m confused – I don’t think I understand your question.

Aster's avatar

ok; no one will understand me. I hope I can make it simpler. You are an American male, very wealthy but you were not eligible for Medicare at 65 because you never worked. You don’t want to pay medical bills so you sign up for Obamacare. Let’s not discuss charities or anything other than my question, ok? Of course you could make a difference. You do not wish to make a difference. You wish to avoid paying medical bills so you get obamacare . What do you think people would think of your doing this? I can’t make it simpler. Sorry.

SpatzieLover's avatar

There’s no such thing as “Obamacare”.

Aster's avatar

@SpatzieLover I know. But it’s all over the internet. It is a “nickname.” Whatever you want to call it, you can change the name then tell me if you’d do what this person did. ok?

tom_g's avatar

@Aster – No, @SpatzieLover is right. It’s not just a naming thing. You need to describe what you mean when you use that term. PPACA? If so, which part?

Aster's avatar

So I have to go to google and define it to get one single answer??

tom_g's avatar

@Aster – If I ask you what you think of Iemkdhiwersa, I’d better be prepared to explain what that is.

Aster's avatar

ok; I’ll give it a few hours and see if one person can answer. thanks anyway.

King_Pariah's avatar

Nope, I’d rent out two of the houses and become a blood thirsty landlord.

syz's avatar

Oh, so this is a negative commentary disguised as a poll. I see.

Would I sign up? Probably not, although 12 million’s not actually that much when it comes to some illness, especially if you’re desperate enough to try an experimental treatment. But I’ve spent long periods of my life betting (and hoping) that my health would hold up, since I didn’t have health coverage and couldn’t afford it on my own. So I might be more of a risk taker than some.

Aster's avatar

So if 12 million isn’t that much money, perhaps he was wise to sign up. I thought it was a lot but maybe I was mistaken.
I dont see how it’s a “negative” thing; I’m simply repeating what I was told. I was never told it was negative. Just that he was relieved it was available to him.

mazingerz88's avatar

No. If I have 12M, I’ll be more than glad to leave trying to get Medicare well enough alone.

tom_g's avatar

@Aster – The question as it is stated is nonsensical. It’s left to us to make up what you are even talking about.

@Aster: “I dont see how it’s a “negative” thing; I’m simply repeating what I was told. I was never told it was negative. Just that he was relieved it was available to him.”

@syz pointed out what that this question appears to be a political statement (an ill-informed one) disguised as a poll. Maybe we’re wrong, but I happen to agree that it appears to be one. And what is it exactly that you were told? If you heard a term like “Obamacare” and didn’t know what it meant, wouldn’t you have looked it up before asking this question on fluther? The question is built upon a term you used that you are incapable of defining.

Mariah's avatar

I don’t entirely understand how to answer even after your clarification. You’re asking me to pretend I’m somebody completely different from myself but then tell what I would do in that situation? How do I answer that, I don’t know what this very different person would do.

I think people would view me as a crook because I obviously do not in any way need the help I am asking for.

“Would you sign up?” Well I wouldn’t but it seems the person you’re asking me to pretend I am, would. If I actually had 12 mill, I wouldn’t have any qualms spending a bit of that to get my own healthcare, unlike the hypothetical “me” in this question. I’d certainly have enough.

I don’t know if my answer is helpful to you at all, I hope so. But it kind of seems like you’re trying to lead us to answer in a way that confirms your political beliefs.

SpatzieLover's avatar

My morals & ethics wouldn’t alter no matter how many homes or how much money I have.

As my husband & I often discuss matters like this, we always come to the same conclusion: We’d need to make decisions we could live with, without regret.

Aster's avatar

@Mariah I do not have political beliefs but my s/o does and HE told me this person we know signed up for Obamacare. I do not follow politics; I wish I did. So I am not trying to lead anyone to confirm my non-existent political beliefs. But I got the “impression” from my s/o that this person is how did he say it behaving in his usual manner. For instance: the person in question would not get new brakeshoes on the old car until he was forced into it to get an insepction sticker.

syz's avatar

I apologize if I misunderstood the point of your question. That’s why I asked for clarification. But if you’re trying to understand health coverage reform, we can probably find some more helpful sources for you.

Aster's avatar

@SpatzieLover , are you implying that you think the person behaved immorally or unethically?

Aster's avatar

@tom_g ” If you heard a term like “Obamacare” and didn’t know what it meant, wouldn’t you have looked it up before asking this question on fluther? ” No. I would not have. I didn’t. .

Mariah's avatar

@Aster Okay, sorry for my cynicism then. Yes this person’s behavior does sound rather unusual.

SpatzieLover's avatar

@Aster Yes. I personally can not take out of a “have-not” pocket. I’d pay for my own meds.

If I were a millionaire, I also would not take my SS check if I had one coming to me.

tom_g's avatar

@AsterHere is the act that people with a particular political bent call “Obamacare”. If I was to imagine what your SO was talking about, I would have to guess that he knows someone who is rich, but was able to qualify for a subsidy of some amount that helped him purchase private health insurance. If so, it sounds as if this person was able to hide money to exploit a sliding-scale subsidy.

The way your question was worded sounds as if it was written by the propagandists. There is no public option. There is healthcare system run by Obama. PPACA is weak sauce, and a real disappointment in my opinion. To call this “Obamacare” is misleading. I think you should ask your SO if he even knows the whole story behind his rich buddy and the private health coverage he purchased.

dappled_leaves's avatar

As a Canadian, I actually find this an interesting discussion. Access to government-paid healthcare (all of which we refer to as medicare) is so ingrained in our culture, that I don’t believe anyone would think it wrong for a rich person to accept it. After all, they are paying taxes that contribute to that system. In fact, it can be mildly looked down upon when a rich person pays for privatized care, since it is seen as “jumping the queue”.

Aster's avatar

He does pay a fortune in taxes for those 3 homes. No; his GF pays for one since she owns it.
My s/o says the guy does not have 40 quarters of work history and had been sweating it out how he would ‘part with’ any medical bills that may come up. So we just were told he NOW has “medicare.” That is the word that was used. He is in his mid-seventies and just now got ‘Medicare” so my s/o just said it’s Obamacare. My s/o does not, however, know all the in’ and outs of the healthcare bill and I think most people don’t. I have heard it is very lengthy.

SpatzieLover's avatar

Medicare is not Obamacare.

flutherother's avatar

We have had a National Health system in the UK for many many years and everyone takes it for granted. No one is criticised for using it any more than they are criticized for using the air and the water. If someone wealthy is avoiding paying taxes then he is considered a crook, but that is a separate issue.

Aster's avatar

I know. His s/o told us he GOT MEDICARE just now but he’s in his seventies and never worked a day. Of course, he does not collect SS.

Response moderated (Writing Standards)
tom_g's avatar

This is by far the most surreal and confusing question I have seen on fluther. Can we do a reboot now that @Aster has more info? Can you try asking the question again?

SpatzieLover's avatar

@tom_g I agree. I am not certain we speak the same language

flutherother's avatar

@Aster I did say ‘if’ I wasn’t assuming anything.

Aster's avatar

lol I asked a surreal question . And never intended to ! How do I know he didn’t pay taxes for years? His s/o told me all about it. He’s paid up now, though.

jca's avatar

Would I sign up for a health care insurance plan, being a multi-millionaire? Yes. If I lived my life paying my taxes, under the tax codes of the United States, I would have no qualms about getting the health care insurance (whatever it’s called).

I see people all the time in my job who get Medicaid, even though they start off having money, but they hide it legally. With Medicaid, their medical care is better than mine will be with my present insurance, if I still have my present insurance at their age. They live in beautiful houses, they want for nothing. Our taxes provide them with medical care, medications, adaptive devices, home help, transportation to and from medical visits, adult day care, the list goes on.

Aster's avatar

wow! I had no idea anyone on Medicaid lives in a beautiful house and wants for nothing. I’m so naive.

downtide's avatar

So, wait, we’ve had a national health service in the UK for decades, does that make all Brits opportunists or crooks?

tom_g's avatar

@downtide: ”...opportunists or crooks?”

civilized

dappled_leaves's avatar

@Aster, your point seems (although I’m not sure) to be that someone who is a millionnaire is a bad person for enrolling in Medicare or Medicaid. Is that what you’re saying? If so, would you like to explain why you feel that way? Perhaps then there can be a discussion.

Aster's avatar

@dappled_leaves No; I don’t think being a millionaire and enrolling in Medicare is bad at all. He never enrolled because in order to get Medicare you have to have worked a couple of years. Knowing this , he never tried. He never enrolled in Medicaid because he would not have been eligible because his net worth was over the limit. She simply told me he just got a form of Medicare having to do with Obama’s Healthcare Bill which my s/o termed , “Obamacare.” I never called it that; he did.

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