What should I do about my ex owing me money?

I think your boyfriend and you have to have a long talk and clear things out. Although try it one last time, if he doesn’t answer then let go. He is not good enough. Just change your card immediately and move on.

I think getting in touch with your credit card provider and having that payment stopped from now on is absolutely the right thing to do. I would then consider getting a new card issued. He could have written down your credit card details.

While it would be nice if we could stay friends with our exes, sometimes it just isn’t possible. Sometimes we just have to let people go and move on. If there are no financial ties or children to keep you attached, let him go. Much better for your sense of well being than feeling hurt and bitter when his behaviour disappoints you.

You need to contact your credit card company ANY time you see a charge go through that wasn’t yours. You have the power to stop the payments yourself. You don’t need to wait for him to do that. Call the credit card company and say it is an unauthorised payment and get it stopped. They may even refund you the money that was already charged. Tell the credit card company to no longer allow any charges coming from that Xbox game company.

Write him a letter saying that he needs to get in touch with you to repay the money for the games he bought illegally with your credit card. Tell him what his new girlfriend has been doing and ask him if he knows about it. Let him know how disappointed you are. Tell him if he doesn’t feel you can still be friends, that makes you very sad, but he still owes you the money (if the credit card company doesn’t refund you the money.)

And if you want to, you could take him to small claims court if he refuses to cooperate.

If you write that letter, try to keep it 99% business though, and make a copy that you wouldn’t be embarrassed to use as proof later. Tell him you’re keeping a copy to prove that it was sent, and you could even have it delivered by registered mail if you really want to have proof you communicated with him and freak him out :) You could put something like you’re expecting reimbursement within 10 working days (two weeks) or you will proceed further (and be all formal about it). :)

Hopefully that should scare him straight. (And snowberry is right, you can take him to small claims court if you want. They don’t use lawyers for that court because it’s only for small amounts of money. You call them first, and then just go and tell the judge your side of things.)

And yes, call the card company and tell them to block this payment.

They will ask you whether you shared your card details with him and tell you never, ever, ever, ever ETC ETC share your card with someone, and they may try to pretend it’s your fault so they don’t stay on the hook for refunding the money. Just tell them that you did not give your card to him, he helped himself, and the payment is unauthorized.

Call the card company let them know that your now ex used your card without permission and they will cancel the existing card and reissue you a new one and then take steps to work through them to open a fraud claim by a person known to you. He will be in trouble that way and maybe think twice to have ignored your calls about the bill he owed you.

Call your credit card company and get the contact details for the company charging your card. Then call the company and get the charge taken off your card and the previous charges refunded.

Have a responsible adult who knows your ex-boyfirend contact him about the amount of money he owes you. Tell him (through the emissary—his parent or an adult friend) that you want payment from him or you will take him to small claims court.

Don’t change your charge card. It will adversely affect your credit rating.

Report your card as stolen so it won’t be charged again, then write it off as a learning experience.

Call it a breakup tax and let it go.

Yep, I agree with what most of the others have said. Let it go, move on.
Is a few bucks worth your sanity and to be free of the stress of trying to collect and control him anymore?

Sometimes we win by allowing ourselves to lose, gracefully.

No, I don’t want to be friends anymore. I don’t give a f*** about that anymore because he chose not to talk to me because of his situation.

I finally got a hold of him and he kept apologizing saying “Sorry it has to be this way” and he blamed me for causing issues with his relationship! I said, “WTF? HOW?” he said, “You kept calling and she found out and I had to explain to her” She was really furious because she doesn’t want him to have any contact with me at all.

I told him he needs to explain to her this isn’t about ME AND HIM having feelings or getting together and that it’s BUSINESS. He said she wont’ understand. I said, “Please at least let’s work something out so that I can talk to you about this and not get you in trouble” and he said “Just take the moneny some how until I figure it out I don’t know!”

And then..I did take the money. He then later said “Please cancel because I only ave $206 in my account…I don’t get paid until next week and I’ll let you know when I get the money. I’ll have nothing” I’ll cause him to overdraft if I don’t cancel the pending payment ASAP.

I don’t know if I should just take my money and not care about putting him in a DEEPER hole? or should I be nice and cancel it and wait another week?

I don’t think he wants this tension but he doesn’t want his relationship to be ruined.

Also, it’s not a few bucks. It’s over a couple thousand dollars. The video game was the transactions. But the money he has been makin payments toward me has been over the large amounts that I helped him with while we were in a relationship towards him

Get a new card number so no more new charges can happen.

Take him to small claims court if you believe he’s capable of paying you back for the thousands of dollars you can document/prove aren’t your charges.

If it’s money you’re owed from the relationship that was just between the two of you, no loan documents or whatever… write it off to experience. Bad experience :(

does email count?

Let the transaction go through. Let his new girlfriend lend him some money. He’s such a child. Oh my gosh.

Email is admissible in court, and can be used as evidence. Ask your local police how it’s done. In my case, I forwarded it to the police cheif, and they printed it off, and they kept it in their files if it was needed. Or maybe the court would be OK with you just bringing a copy of the e-mail. Be prepared for both.

If you are wealthy enough that you can afford it, just tell the credit card company it was stolen, and move on. Otherwise, pursue it with all the energy and smarts you have. You have a lot of great info here. Please let us know how it goes.

too much work to do all that. I’ll just take whatever each month and just let it go i don’t wanna get my hopes up to be paid all of it though. he basically told me to keep taking it out until he figures something out which doubt.