If a bank account is only overdrawn by 85c, can they still 'bounce' a customer's cheque?

I know someone that said Wells Fargo told them that they would cover a cheque as long as it was not more than $5.00 over the amount in their chequeing account. Now this person is asking me for $200.00 because they said this bank bounced their rent cheque over only 85 cents, and that the late rent, fees, and overdraught charges will be about $200.00. Does this sound real? ( I don’t want to give this person any money).