How much do you pay for health insurance?

$350 per month for single coverage, with no dental or vision benefits.

Nothing.

For my husband & myself, I pay $280 per paycheck, I’m paid bi-monthly.

Bimonthly:

Heath care – $180
Dental – $5

That is for a high-deductible family plan. We have paid the $5000 max out of pocket and have free health care for the rest of the year (other than the premiums).

About $50/mo. for an HSA-based, high-deductible plan through Walmart’s arm-twisting United Healthcare. I don’t recall the specifics. I recently signed up for individual dental care at $35/mo, with a nifty thing where I get full coverage immediately if I can demonstrate twelve months of previous coverage, which I can.

Empire Direct Pay HMO/POS.

Around $6,000 a month or $72,000 a year for a family of 4.

I’m with Southern Cross Healthcare and and pay $1000 per annum for 80% coverage for me, it covers GP, prescriptions, specialists, chiropractor, physio, surgery, private hospital, ambulance, any x-rays or scans if done outside of the public hospital, probably other things I have forgotten, it does not cover dentistry. It is no doubt obvious I do not live in the US, I can’t believe how much it costs you over there, so prohibitive.

staring at the answers with mouth hanging open-surely this will all change now with Obamacare? OMG I had to re-read them all to make sure I wasn’t hallucinating

@trailsillustrated I added several options, like supplemental life, short & long term critical care, etc… Plus we have a HSA we can add to throughout the year and write it all off at tax time.

@tomathon Why on earth do you pay so much for your insurance? Do they wrap you in gold every time you go to the doctor?

@augustlan If the business pays for the employee, that sitll leaves him three people at $2k per month, according to my math. I don’t understand either.

@KNOWITALL what’s an HSA?

@augustlan

1. I’m self-employed.

2. High cost-of-living area.

3. It is an extra $1200 for HMO & POS (covers every imaginable).

@trailsillustrated Health Savings Account. Higher rate but they load your card with an amount only for health related expenses, like pharmacy debits. You reload if needed out of pocket and all of it is tax-deductible.