My situation is a friend of a friend brought along a girl (30 year old girl) to a race event. She was driving his utility, golf cart type, vehicle, and a friend and I hopped in to drive over to the other side of the track. She went down a hill in a very wreckless, stupid, dangerous manner. Speeding fast, free wheeling (no brake no gas) and as we started to fly she knew I didn’t want to do it and she said, “I know it’s scary, it’ll be fine when we get to the bottom of the hill.” So, she purposely did a scary, dare devil thing while she had passengers in the vehicle who were not willing. She lost control crashed into a fence and I wound up in the hospital with a small tear in my lung, cuts and bruises everywhere, lots of pain, severe severe vertigo, and I still have neck and shoulder problems, and a few other things. The other passenger, a friend of mine, had a subdural hemotoma and is left with no sense of smell and almost no ability to taste. Her senses will likely never come back, it would be a miracle if her sense of smell came back.
The owner of the cart, who we knew, we see him at race events, and again he is friends with a close friend of ours, did immediately call his insurance, they say they don’t cover it. He also offered to help pay medical expenses, and actually at the time off the crash the driver, the “girlfriend” said to me she was going to “take of everything don’t worry.” That to me means money.
In the end no money. Here’s the thing. The owner of the cart has avoided all races we are at. My girlfriend has decided to file suit. It seems the lawyers believe insurance should pay. I really wanted to do it all in the friendliest way possible, knowing I was maybe just going to get my copays covered, while really I have permanent damage, which is more obvious now that time has past. Anyway, this past weekend at a race, the friend of ours who know the owner of the cart well, his wife (who can’t hold a secret to save her life, and the worst liar I know) tells me turns out the cart owner can’t make it to this recent race either because of mechanical difficulties. Bullshit! I think he saw that we signed up late. Then she says to me our friend filed suit. I couldn’t hold back, I said, “I might join the suit also, he has not followed through on what he said, he has avoided being at races we are at, I assume under legal advice, and if he shows up after two years at a race it will be devastating for us.” She said, “is that when you can’t file suit anymore? After two years?” I said back, “your husband is a lawyer, I am sure you know.” She replied, “it varies by state.” Which to me means she does know and she has discussed it, and I found out later my girlfriend who was in the accident had actually told her the deadline is two years.
So, it feels to me our friends are more on the side of the person who owns the golf cart thing, but I have no idea where they really stand, because the husband’ who is a lawyer, asked to stay out of it and remain neutral, which I can respect.
One thing to know is that at the racetrack we all sign wavers knowing the track is dangerous and we accept the risk. This was not on the track, but the perimeter road around the track, still on their property. The husbands (the racers) were fine just letting it all go, it is we two wives, my friend and I, who feel something, anything, should have been done, because this was not an accident as far as I am concerned, it was a purposeful dangerous risk that was taken that resulted in a crash that was fairly predictable. I am not a risk taker at all, I don’t like to be scared, I don’t even like scary movies.