@Adirondackwannabe Shame, shame, shame, and more shame please : )
@ayodele_komolafe If you aren’t sure about whether it’s OK to have sex, I would say that right now, for you, it’s not a good idea to have sex.
You should be 100% sure that it’s OK for both you and your girlfriend. You both need to be in agreement on whether having sex without marriage is OK or right for both of you.
If you are religious, and it seems like you probably are, you need to decide whether or not you actually believe in your religion and whether you think it’s important to follow the beliefs of your religion. Or you might need to take a good long critical look at your religion and see if you really do believe, or maybe decide if you are open to looking at other possibilities for how life is, and how it can be.
I, personally, do not have religion. I don’t have a belief in a higher power. Sex has nothing to do with g(G)od or religion, to me personally. The things that I consider when making a decision about having sex with another person are: Do I care deeply about this person? Does this person care deeply about me? Are we both on the same page about what sex is all about? Do we have a shared belief about sex? Do we both have a shared belief about birth control and what we would do if the birth control failed? Are both of us mature enough to enter into a real relationship involving sex with that person? Are we both considerate towards the other person regarding their needs and desires (both sexually and personally)?
The question for me is not whether having sex with one’s boyfriend or girlfriend is right or wrong, it is whether it is a good, sound idea for both of us, and do we both want the same thing, and is it healthy and positive for both of us, and are we both mature enough to handle all that comes with an emotional and sexual relationship. I’m way past the age of consent, so that isn’t even something that I would need to consider (and I wouldn’t have sex with someone under age, or even someone too many years away from my own age, but that’s a personal preference).
If you ultimately do decide to have sex (before, during, or after marriage, or with no marriage) try to learn how to please your partner, and learn how to communicate effectively and kindly with your partner in teaching/showing them how to please you. They have books on how to learn to do that. That old adage about “doing what comes naturally” is a load of crap.