What is your investment strategy?

Food rent and utilities. The rest goes into a savings account.

I’m split into 3 major asset groups: Real estate (property), brokerage (IRA, SEP, stock), liquid assets . That split is about 20%. 70% and 10% respectively.

The brokerage account is split into 2 main categories: funds and stock at about 80%, 20%respectively

I split the funds into 4 categories in roughly equal amounts.
All are ETF with extremely low fees. 0.06% I manage my own funds and do my best to avoid fees. I do not have or need a “money manager”. (I am an arrogant, over confident engineer and do not believe in fortune tellers.)
The 4 ETF funds I’ve chosen are: (nominally)
Total Market: Relatively stable and follows the market
Mid Cap: a little riskier but offers higher returns
International: Goes up if US has a problem. goes up if the rest of the world does well. Bond fund: Very stable does not change much.
Each fund is an agglomeration of more than 100 companies in all industries.

The stock is split into about 75% long term holdings, and 25% high risk. I play with the high risk and know that I can lose it if I bet wrong.

I just checked YTD performance.
Stock account: +9.56%
Overall: +1.43%
For comparison –
S&P 500: +1.38%

Is that specific enough?

As many tax shelters as possible.

Mostly mutual funds but a handful of stocks.

Funds are divided roughly as follows:
25% dividend fund
25% aggressive growth, technology
25% large cap
15% small-mid cap
10% cash for emergencies

401K & Roth IRA (aggressive growth), Property & Assets, Savings. Strongly thinking about moving more into property as I am losing faith quickly in traditional investments.

Reverse mortgage and put off SS until age 70.

Real estate and has paid off handsomely. I made some serious coin in Intel and Walgreens as far as trades are concerned but life demanded I liquidate those stocks.

Currently I have the bulk of my 401k in a low-fee S&P 500 index fund and some in a riskier small cap fund as well as an international fund.

I’m into liquidity nowadays. Cash. Oh, yeah. I bought a Powerball ticket last week. It didn’t work out.

I always maxed out my traditional IRA and Roth IRA as well as the 403B work offered. Also whenever the stock market takes a dip I dollar cost averaging additional money into mutual funds (Like S & P 500 through Vanguard). Also I’ve invested in a few companies over the years that I really like (Like Scotts Miracle Grow).

Also I’ve invested in property and in precious metals.

This has worked well for me. I’m 65 now and started when I was 35.

precious metals..is that a viable option these days? if you start investing now?

@imrainmaker I wouldn’t personally consider precious metals an “investment” per se. It’s more of a straight-up gamble. A brick of gold isn’t innovating, making products/services, etc. It sits in a vault and the value is driven completely by market speculation and also rarely by the discovery of new gold deposits. Some people certainly have made a lot of money buying and selling precious metals, but people also make big money playing Cow patty bingo, that doesn’t mean it’s a smart place to put your dollars.

If you do decide to go that route though, be sure to watch out for the scammers. A lot of companies advertising Gold & precious metal coins are charging you rates that are like more than twice what the melt value is for the “artistic value” of the coins. Don’t fall for that crap. Nobody cares about the artistic value if you want to sell them, they will pay you for the melt price.