Who owns the copyright on my checking account?

There would be no proof that you wrote the verse. So I suppose the copywrite would belong to the one who copywrites it first.

Yep, what @snowberry said. It would like trying to prove who wrote ” I love you” on a $5.00 bill from grandma.
Could be any damn grandma anywhere. LOL

No one owns the copyright on your checking account as checking accounts cannot be copyrighted. Checks themselves are not subject to copyright, either. The design of the check can be copyrighted, but that doesn’t entitle the designer to anything that might later be added on top of that design. As for the verses, you automatically own the copyright to them the moment that you write them down.

Whether or not you can enforce that copyright is another question entirely. But under US and international law, you would gain the copyright to those verses the moment you fixed them in a tangible medium of expression, and anyone who published them without first obtaining your permission or purchasing your copyright from you would be breaking the law.

What @SavoirFaire said.

Does a person have copyright protection for verse spray painted on a wall?

@LostInParadise – good question. I would answer “yes”

Copyright is secured automatically upon fixing the work in a tangible medium of expression (which is further defined as a form that is sufficiently permanent or stable to permit it to be perceived, reproduced, or otherwise communicated for a period of more than transitory duration). Note that a graffiti artist’s copyright applies only to the intellectual property itself and not the physical property upon which it was sprayed. The owner of the wall is free to paint over or destroy the wall (which would neither violate nor abrogate the artist’s rights).