Where can I find out my credit reort online for free with no credit card or any kinds of payment?

https://www.annualcreditreport.com/cra/index.jsp

That is the only legit one I know of.

Do not use freecreditreports.com ! Granted they ask for your card up front so you probably wouldn’t anyway, but after the “free” trial is over they make it very difficult to cancel.

dragonflyfaith is absolutely correct. The only reason I heard of the site I linked to was from hearing horror stories about freecreditreports.com

@ dragonfly and john yeah I tried it and it is not free to me.

Everyone is entitled to one free report from each of the 3 major reporting bureaus every 12 months. The site JP posted is the only legit way to get them. If you are ever turned down for credit, you may get a free report, even if it hasn’t been a year since your last free report.