@seawulf575 You are quite misinformed about the changes that the Affordable Care Act brought about.
“But if you look at what Obamacare did, for the poor it allowed them to sign up for medicaid, which they could do anyway.”
This is not accurate. The Medicaid expansion allowed people in participating states to qualify for Medicaid on basis of income alone. In the past, qualification was based on a complex set of factors including household size and health status. It was nearly impossible for a poor adult who does not have children to qualify for Medicaid before the expansion. 10.7 million people now have coverage under Medicaid who didn’t qualify for it before. http://www.politifact.com/truth-o-meter/statements/2017/jan/15/rand-paul/medicaid-expansion-drove-health-insurance-coverage/
“When your health insurance plan costs as much as a house payment and doesn’t pay anything until you cover the first $10,000 and only 60% after that, it is pretty useless.”
A $10,000 deductible is not legal if your income is below 2 times the federal poverty level. At these income levels your max deductible is $2,350 for an individual plan and $4,700 for a family plan. This is a restriction imposed by the ACA. Before the ACA, “catastrophic” insurance plans with $30k+ deductibles were common. https://obamacarefacts.com/health-insurance/deductible/
”...the person with a pre-existing condition. The complaint was that they couldn’t get health insurance and had to pay for everything out of pocket. Given the high cost and low performance of the insurance policies, these people are actually worse off. The money they were putting into medical treatment is now going to an insurance company and they still have to pay for medical treatments.”
Speaking as a person with a “pre-existing condition”.... you are dead wrong there. As stated before, the max deductible I could have to pay for a plan year is $2,350. Most insurance will then cover a high percentage of costs after that (for me it is 100% as long as I stay in network), and furthermore there is an out of pocket cap that can be no higher than $7,150 for an individual and $14,300 for a family. https://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/
If I didn’t have insurance my medical costs out of pocket would be $30,000+ per year. Someone receiving chemo, $100,000+. You cannot claim we would be better off without insurance. That is absurd.
I don’t disagree with your assertions about the cost of medical care being way too high in the US, but please stop spreading misinformation about the ACA. These are factually wrong statements you are making.