What are some things worth saving money for?
Also what are some worth while long term goals? I don’t think that I can elaborate any further?
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A new (er) car, a home theater system, a HUGE widescreen TV, one’s future, a hot date, a house, a college education, new tires, a reclining chair, a new roof, a new home for your mother-in-law…in another city that’s VERY far away, a new business, your children’s future, ...
A BIG Vacation, a large outdoor kitchen and patio, AND ^^^^^ @kritiper
I tuck a few hundred away a month for emergencies.
I do not save for things. I save for dental emergencies and a client that fucks me. Gotta pay the rent and eat even if I have no income for a few years.
Anything that is needed first, and will make your life more pleasant second. That is different for each of us. Some of us have to be careful just to be able to pay our bills each month whereas some of us only have to save when we desire something frivolous or simply for our own entertainment.
A rainy day or a holiday.
A used Toyota with a warranty ; a small house with privacy ; quality shoes , used, from Ebay; a large space heater .
Are you saying that you have everything you want and can’t think of anything to save up for? You are so lucky. Consider donating some of your surplus to charity.
Anything you want or need but can’t afford. And a little security.
For years I made a habit of tucking away a twenty-dollar bill whenever I could spare one, which I did even when (or especially when) times were lean. Even when things were really tight, I could squeeze out a twenty now and then, usually about once a week, and not have to take it back. I stashed them in a box behind the books in the bookcase and pretended they weren’t there. I didn’t tell anyone about it.
When I finally came to look, I had several thousand dollars squirreled away. It gave me a feeling of comfort to know it was there. I was in no hurry to spend it, but I could have taken a trip, made a down payment on a car, paid a deposit on an apartment rental, or paid off some lingering bills. Instead I just quietly sat on it.
A couple of years ago a survey came out that said nearly half of American households would be unable to cover a $400 emergency. I found that shocking. Those unexpected $400 expenses seem most apt to hit you when you can least afford them, and having a little backup can make all the difference.
We put all the money we possibly can into retirement accounts. Since both our families are long lived, and we have experienced the expenses required, both my hubby and I want to be prepared.
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