Atheists: have you ever considered religion as insurance?

Since we all don’t know about the existence of afterlife and religion provide the unverified answer, doesn’t that mean religion act as a sort of insurance? It’s a 50–50 chance. If there’s afterlife then good, if there’s no afterlife then it won’t make any difference from how we perceived the matter as atheists from the beginning. You basically have nothing to lose. What do you think? Will you adopt a religion just for the possibility of getting a life after death?