How does an old bankruptcy affect future loan applications?

It’s not supposed to. They are supposed to be wiped from your report ten years after being settled. So you should be just fine.

They won’t ask for info about bankruptcy – it’s illegal to do so. And your credit file won’t show it. And even if somehow it did show up (credit companies have been known to make errors) – you have 15 years of successful money handling since then.

If nothing else, you should get a copy of your report and go over it in detail just to be positive.

Exactly, after seven years it was wiped off my credit rating report etc And I secured credit cards easy.
As explained to me then Banks and Loans companies realize that people make fininancail mistakes and shouldn’t be blacklisted but forgiven.