Regarding mutual funds, what does "back end load schedule one year" mean? See below details?

I think you understand.

Don’t trust the guy trying to sell you any loaded funds.

I never buy loaded funds.

Why should we have to pay a fee to let other people use our money?

And here I thought “back end load” referred to a gastrointestinal problem.

Contingent deferred sales charge as defined on NASDAQ website for a load of a back-end load fund.

@Tropical_Willie Thanks for that link. So, when you read the link I gave at the top do you interpret that fund to have zero load if held more than a year?

There is a separate CDSC charge of 1.00% for less than a year holding.

@Tropical_Willie A separate charge of 1% for not holding a year, so does that mean there are other fees no matter how long you hold it?

Yes !