How many bank accounts do you have?

I have 5.

One is a joint account. It’s the one Rick uses. I never use it.

Another is the account I pay bills out of. It’s in my name only.

I have another joint account specifically to field the $100 a month payments the lady who bought our land pays into. I transfer that money the instant it hits.

Then I have 2 savings accounts that I set up when we sold the house. I hide one, even from myself.

I use the other to pay for the stuff we buy for the house. And now for Christmas.