General Question

RedDeerGuy1's avatar

Where is the site in which you can pay to have your credit score raised?

Asked by RedDeerGuy1 (24986points) February 22nd, 2022

Also is it legit?

What do you think of the concept?

Observing members: 0 Composing members: 0

6 Answers

SEKA's avatar

In the US, you can work to increase your score yourself without paying someone else to do it for you. I don’t know how you would do it in Canada. I feel the obligation to warn you to “stay away” from the scammers that charge you for such services. They just want your personal financial info so they can rob you blind

KNOWITALL's avatar

Creditkarma.com does for free. I’ve recommended it to a few friends who are totally clueless about how credit works. Not sure about Canada though.

What I like about it is that it teaches you how to use a credit card and other tools properly.
What I don’t like is they offer ‘deals’ on more cards and other services you may not need. The gullible could think 10 credit cards is a good thing, and it’s NOT.

Six's avatar

Probably better leave that one alone.

Ikara's avatar

You can’t pay to have your credit score raised. You can pay websites that will teach you how to use credit properly and you can put in the effort to improve your score. But any website claiming they will raise your credit score if you pay them is a scam

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