Does anyone have insightful ways for me to get both, i.e., money for the plastic surgery, retirement and not be locked into a low rent apartment?

I am 64 years old and at a crossroads. I would like to undergo plastic surgery in Korea. Of course, there is a significant cost to doing this. I could get my social security early (with a penalty of course) to pay for this plastic surgery. By doing this, I would get the benefit of the plastic surgery.

On the other hand, if I didn’t spend my money on plastic surgery, I could spend my money on retirement and possibly not be locked into a low rent apartment.

May I kindly ask: does anyone have insightful ways for me to get both, i.e., money for the plastic surgery, retirement and not be locked into a low rent apartment?

I truly appreciate your insightful answers!