If you use Apple Pay or the Google equivalent, do you find it secure and convenient?

I was just reading that it is a safer way to pay with credit than pulling out your cards to tap. To me, it’s always felt less secure. I’m open to changing my mind.

This is in General. Any irrelevant comments dissing Apple or Google will be flagged. I particularly would like to hear from those who do use them but if you have reasons not to, that’s fine too.