Do you toss old insurance policies when the renewals come in?

I toss them.

Toss em.

If I want to see how much the policy increased in cost, I just look at my bank statements online to see what I used to pay and what I’m paying now. If I have any questions about coverage, I can request a declarations page from the Agent.

In the past, I have kept all of them. I am now in declutter mode, so a lot of that kind of thing is now getting shredded.

@chyna I have a friend who keeps a paper copy of every bill, power company bills, etc going back 10 years. To me, that’s just sheer lunacy. Nobody is going to want to see a copy of that – not the IRS, nobody. Just takes up space and is a fire hazard.

Yes. Immediately.

I also only keep the current month’s (paper) bills. 98% are electronic now though.

Shh… Nobody needs to know what’s in the closet under the stairs. Things just get thrown in there to be dealt with later. However, who knows when later is?

Zero reason to keep them unless you are currently in dispute with them.
For me anything paper of worth (titles, deeds, birth certificates, etc) are scanned electronically. I Store a copy on USB Drive and email a copy to myself for quick retrieval.

When I was working, when I received a reimbursement check from my health insurance, I would make a copy of the check and attach it to the Explanation of Benefits (EOB) and file it away. I also had a job where I submitted invoices for reimbursement for things like meals, mileage and expenses, and so when I would get a check from the employer, I would attach it to my copy of the invoice, so I knew what I submitted and what was still outstanding, and also it helped for figuring out what the mileage was from here to there, etc. Other than that, I keep certain documents from my daughter’s school, and that’s about it. Everything else is online.

@jca2 Guilty. I save all paper copies for at least 5–10 years. Then i purge and burn them.

Guilty, also! I have paper copies of all bills I have paid for the last 7 years. But they are on my declutter list.
I just shredded my tax returns from 1992 up to 7 years ago. It’s all a very freeing feeling.
Note: I’m a little afraid of What is under Hawaii_Jakes stairs.

My wife and I have many many years of dealings with the government and military contracts. . . . we have 10 years of EVERYTHING utility bills, insurance, bank statements and more !

I put paper work like that in a large cardboard box, with bills, tax notices, etc.

Then around January of the following year, when I am starting to work on my taxes, I go through the carton and keep important stuff, and trash (usually shred or burn) other documents.

SO I keep expired policies for the short term, but never more than a year.

For a long time I did what @Tropical_Willie does, but ultimately burned the old stuff because it was just clutter.

I wait a year. I have a year back on most paper bills, and statements that I receive in paper. I wonder if jellies save onto their computer electronic bills and statements? I don’t. At work I save the bank statements and bills for everything, my boss wants me to.

Recently, I shredded most of the paperwork from the business we sold in 2018. I’ve wanted to get rid of that for a long time. Three boxes went down to one.

@JLeslie I don’t save my computer bills (you mean printed computer bills?) because with everything being online, I can just go to “my account” online and go back as far as I want. This includes the bank accounts – I can look at past statements, past transactions, etc. online so I don’t see what keeping paper will serve.

@jca2 That’s how I feel too, although if you close an account all of that can disappear.

I keep most of my offical paperwork.

I don’t receive any paper insurance policies, it’s all online.

I know this isn’t supposed to go here, but fluther won’t let me ask questions. Anyone else having this problem? Also the logo is gone and the green box to the right of it is empty. Answer in meta if you can.

^^I’m ok Q.E.D.

All I keep extras of are expired driver’s licenses.
I TRIED to get my hard copy insurance notices taken off. But they told me that by law they have to mail them out. :(

^^ Must be a Kansas thing – they don’t have to in Nebraska.