Social Question

RedDeerGuy1's avatar

Can one sue a family members insurance for a traffic accident?

Asked by RedDeerGuy1 (24986points) July 10th, 2024

Say the husband, in his car, hits his wife, in her car? Will insurance cover the accident?

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3 Answers

Forever_Free's avatar

Insurance claims are not lawsuits. One cars insured can claim damages by same policy of another car or driver.
Yes, it will be covered.

elbanditoroso's avatar

@Forever_Free is correct, an insurance claim is not a lawsuit.

But on a more basic level, the injured party would have to decide whether a lawsuit against a family member will in fact damage warm family relations. Seems like a strategically poor idea.

LadyMarissa's avatar

That happened to my neighbors across the street & yes, the insurance covered it. Of course the rate had gone up tremendously upon renewal. Don’t know that Canada’s laws are the same or not.

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