General Question
Can I put $1,000 in my own HSA if I am a spouse over 55?
My husband has an HSA health insurance plan for us.
He left his job mid year, but we are still on the plan through COBRA.
The account is in his name. We moved all of the money in the account to an HSA Fidelity account.
My husband is over 55 so he can contribute an extra $1,000 into his account for 2024.
What I read was that I can put in $1,000 also, but it has to be into an account in my name.
I called fidelity, and the person I spoke to said, yes, I can open an account and put in $1,000.
The woman who does my taxes said no, but she is unaware about things like this all too often, frustrating, but she could be right.
Do you have experience with this? What does your accountant say?
I’ll do more research, but interested in jelly answers.
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