If you have a stocks/bonds account, are you keeping it or cashing it?

Keeping it. It will recover – eventually.

Keep. Selling at this point is throwing away money. It will recover.

Back when COVID began, the market went down in the dumps, even lower than it is today. It took a while, but it came back and more. Of course, we still need to deal with Trump’s idiocy, but the market will return.

Selling now is a bad idea.

I’m holding, but It may take 5 or 6 years to get the Dow Jones Industrial back to where it was first week on 2025 (44,750).

Too late to sell before the drop !

I’m keeping it because it’s small. If it were large, I would have considered selling in February.

Keeping it. Hoping it will recover.
If I was younger, I would definitely keep and wait for things to even out.

Thanks all. I have an inherited account, and was advised to keep it. I was wondering what others were doing since I assume we are all losing money right now.

@MakeItSo1701 Especially for you, being on the young side, it makes sense for you to hold on to it. In the long term, it will recover.

I have had an account for a very long time. It has always recovered, through a number of downturns.

Keeping

Most of my stocks are in employee savings plans, where the employer matched my savings and ALL was pre-tax . . . so taking it out would require full income taxes being paid.

It’s too late to cash out. Hold on, you have the gift of time. I sold my stocks and put everything into cash accounts in early February. Kinda thought this crash would happen once the tariff mess got kicked off. Now the game is holding out to near the bottom before buying back everything I had. Hopefully the recovery happens on the right timeline for me. I’d like to retire in 8–10 years.

I am trying to ignore it, but I know we have lost over $61k in 3 months.

I pay someone to deal with this shit.

I am keeping it, but let me say that some of our money is being handled by a management firm, which I was reluctant to do, and I always had the feeling the head of the firm was a Trump supporter. I think it clouded his ability to do something before the big fall. Warren Buffet moved half of his holdings to cash, and it was probably a good idea.

As you know Buffet has disagreed with the greed of the Republicans and their tax policies in the past, and certainly is not anti-vax, he helps fund Gates’ foundation to eradicate Polio from the planet via vaccinations.

If I were younger I would be much less annoyed about losing so much money the last few days. I don’t think the market will recover as fast as covid. Covid was different, and governments had handed out extra cash to people. For some it was not extra, but for many it was, and there was pent up desire to travel and spend. The crash in 2000 really took about 13 years to recover didn’t it? The Dow was close to even in 2007 and then just when people were getting back to even there was the huge crash down again until 2012 or 2013 when it was above that bench mark again.

It takes more percent change to go up then to go down. When you go down 20% you need a 25% gain to be even. $100 at 20% loss is $80. To get from $80 to $100 you need a 25% gain. I don’t want to wait 5–10 years to be back where I started. We’ll see what happens. Hopefully, these people we are trusting do better than the overall market. That is often not the case.

@Tropical_Willie You can move your retirement into different funds without taking the money out of your retirement account. You could have moved it into a cash account or mutual funds in your retirement account. Half of my personal retirement fund I have earning it’s 4% right now slow and steady. Unfortunately, my husband has the (MUCH) bigger account and that is all invested in stocks.

I sold what I wanted to sell before the tariff war. Keeping an eye out for the bottom. I don’t want to “catch the falling knife”.

Stable Genius just put most tariffs of hold for 90 days . . . a month from now he’ll probably snap 180 degrees ! !

Of course he didn’t include China on that 90 day hold. He wants heads of countries to beg him. China won’t.

How is he and his friends not charged with insider trading. What a racket.

@JLeslie May as well include politicians in general There are funds that mimic Nancy Pelosi’s trades because she consistently beats the market by a huge margin. Wonder how?

I’m not moving anything right now; I wouldn’t know what to do. Leaving it to my financial guy and hoping to survive whatever weirdness lies ahead.

The stock market rebounded when Trump announced the tariffs are being paused, on Wednesday.

@jca2 I think it may have been a dead cat bounce. We’ll see over the course of a week or so but I have a feeling the trend is still volatile and downward leaning.

@Blackwater_Park Oh definitely. with such an erratic administration, it’s bound to be a rocky road.

@Blackwater_Park I’m fine including politicians in general. A lot of people beat the market. Pelosi is not changing tariffs and dropping company names that I can remember, but if she is getting insider info and using it for stock trades then sure. I think the president is supposed to have a blind trust, I don’t know about congressmen.