General Question

benchaos's avatar

I was in a no fault fender bender yesterday in which the car behind me hit me as I avoided another car. I was skidding on ice and was sliding down the road perpendicular to the lanes. Will my insurance go up?

Asked by benchaos (64points) January 1st, 2009

21-year-old male
‘03 Civic
No previous accidents
Bremer insurance

Observing members: 0 Composing members: 0

4 Answers

cornets_01's avatar

no.. (i think not)
well.. it depends on what the inspector sent by the insurance company thinks about it.

miasmom's avatar

no, I was rear ended last year, it isn’t your fault, you don’t even have to report it to your insurance if you go through his to fix it.

russellsouza's avatar

If the accident was labeled “no fault” by your insurance company and you didn’t receive a police citation for reckless driving or failure to use caution you won’t have points added to your driving record and your premium won’t rise. Plus, it’s pretty rare to get rear-ended by another car and have it be your fault.

You might want to consider switching to snow tires, especially since the Civic’s tires are already low profile.

Source: I totaled my Civic last year getting jack-knifed by a van but still had it count against me because I was blinded by sunlight making a left turn, and they gave me an additional citation. My insurance premium now costs more than three months rent and I live in Boston.

arcoarena's avatar

yeah just like two weeks ago i accidentally hit a girl going like 3 miles an hour from a dead stop and she threatened to sue me and told me i completely messed up her alignment and exhaust system. (complete bullshit) but she made me pay her $250 dollars not to get the insurance company involved and since i hit her it was technically my fault. meanwhile there was no noticeable damage after the collision. fucking bitch…lol

but most likely everything will be cool and if anything it will be on the guy who hit you whose gonna have his insurance go up regardless. good luck with everything

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