Should I really have to pay for this?
So today at work, I went to go on my lunch and saw that my back window on my car was smashed, i guess a branch fell on it from one of the trees. Now they know that the trees are a hazard at my work, and okay maybe i should not have parked under one of the trees during a time when things were icey but there was no other parking and i really wasnt right under the tree, probably would have missed my car if it was. either way its 210 and i kind of feel my work should pay for this. I mean the other day they didnt even salt the driveway and we all had to slide down the hill to leave the work place. and literally surf the ice to get to our cars. My insurance deductible would be 500 so its not worth it togo that route. what do you think?
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10 Answers
Just ask them for the name and number of their liability insurance company. Ask your insurance to talk to them. No reason for you to get into any discussion with your employer about it beyond getting the number, just let the insurance companies talk and decide liability. I’ll bet their insurance will pay your deductible in a minute. That’s why we all have insurance, even your employer.
I believe liability depends on whether or not the tree limb was alive or dead. If the tree limb was alive and fell, it’s considered an act of God, and the property owner is not liable. However, if the tree limb is dead, then it’s neglect, and home owners will pay. Judi’s advice to call your insurance company and let them duke it out is spot on. Some states, replacing a windshield is 100% covered. I know I’ve never paid when I had a rock go through the windshield, and when my car was broken into and the side window smashed.
well unfortunatly there is no longe evidence of the branch since my boss used it as fire wood for the fireplace. I thought that was strange….
Let the insurance companies do it. Each state has their own little laws about these things, but if you are just business like and say, ‘My insurance company needs your liability insurance companies phone number,” What’s he going to say, No? I probably would talk to your insurance company first, maybe THEY could call your employer for you.
okay thanks :) ill do this first thing tomorrow. It’s a littel uncomfortable because the business is very small right now so its like charging a friend or something.
If it’s any consolation, Johnny, my car was parked in the front of my house, and someone hit the front of it, doing $1,496 worth of damage. Two weeks before Christmas, left no note. I had to duct tape the bumper up, because it was laying on the street. My deductible is $250, which was bad enough to have to pay before the holidays.
I bet im sorry to here that alfreda, that is terrible :(
I believe in poetic justice, and there is a special place in hell for people who do that sort of thing. Don’t worry about the relationship thing; if it really was a friend situation, they’d offer to pay. It’s a business to business conversation, insurance company to insurance company.
lol very well put very well put ha
well better you leave this to your insurance company…..
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