Has anybody heard of a positive experience with p2p lending?

hmmm, like Kiva?

I don’t have any personal experience (beyond being very impressed with the success of the idea) but read a quick article from Guy Kawasaki The Six Lessons of Kiva that includes a bit about his experience and views on the whole process. He also links to an article about the organization and those behind it. It might get the ball rolling for you. They’ve gotten quite a bit of press as well, but this is the most recent I’ve run across.

good luck.

thanks funkdaddy, yeah, exactly like Kiva. Which I’ve got four loans out in. Quite fun I must say. But there’s also the sites like Prosper (p2p in America for example) which is what I’m interesting in thinking about.

According to McAfee’s siteadvisor.com site, Prosper’s web site is safe to say the least. I advise (pardon the pun) you go to Yahoo’s or Google’s “news” search, and type in “prosper.com.”