Well it would depend on the amount, but assuming the amount was as much as I would need to solve all the problems that money could solve, then I have to look at 4 tiers of problems:
Tier 1 – problems that money could solve directly. Namely these would be things like paying off all my debts. I’d say that represents 14.726% of my problems.
Tier 2 – problems that money could make go away by paying someone. These would be the things like all the household repairs and cleaning I’d like to get done but just don’t have the time, money or energy to do them. I’d hire professionals to do most of this for me, and the rest I would take care of in Tier 3. This represents about 21.872% of my problems.
Tier 3 – problems that time could make go away…the time to work on things which could be afforded if I had enough money to not have to work (or as it stands today, look for work). Not that I wouldn’t work, I’d do volunteer work, and that would bring me a bit more happiness than doing the accounting for a company…some problems would be solved that way. I’d be able to spend on things I just don’t have the time to get to, like organizing the things I collect, writing a book, listening to all my CDs and watching all my movies…things I am itching to do that don’t cost me anything but for which I have no time. This represents a good 26.435% of my problems.
Tier 4 – problems both time and money could make go away. For example…I’d be much healthier if I could lose a bunch of weight, and I feel that if I could afford a personal chef who could cook nutritionally sound meals for me based on my tastes and dietary needs, and a personal trainer who would work me out 2 hours a day (something I could never afford in terms of either time OR money now), I could be forced into self discipline and I would see results and some of my health problems would go away. Or the fact that the one thing I would do if money and time were no object is more traveling, that is my greatest desire and I can not make it happen. I would be able to go anywhere, anytime, and I would live life to the fullest. This represents 31.487% of my problems.
That represents 94.52% of my problems. The other 5.48% are the things in life money can’t buy, and in many ways, those are the most important things. And of course, one would have to anticipate that money does bring about other problems as well. I would guesstimate that the 5.48 would jump to about 10%...in other words, I’d probably still have 10% as many problems as I have today if I had enough money to make my time my own. I really am a generally happy person, I’m happily married, I have a great son, I know who I am, what I believe, I do not have any depression issues, and most of the “bad feelings” I have emotionally speaking are really a result of my health issues, which I could mitigate or make go away completely if I had the time and money (and money would buy me the time). I’m going to say $10M would be more than enough for me to become as fully self-actualized as I could possibly be, to be the person I want to be and to do the things I’d most prefer doing in life. So, yeah, 90%.