1) Setting up government health insurance doesn’t magically reduce the costs of health care. The costs are still there; they’re just paid for in your taxes (which will be much higher – no arguing with that).
2) I agree that there are plenty of people out there who truly cannot afford health insurance. However, a lot of that 49 million are people who can afford health insurance, but choose to spend their money on other things instead. People have been living beyond their means and making bad financial decision; that’s what caused our recession.
3) Malpractice lawsuits cause so much harm to practitioners that they must may outrageous expenses to insure themselves, severely inflating the cost you pay to see them.
4) Even if we give the government control over our health care, resources are still limited, and the government is going to have to decide which procedures they will cover and which ones they won’t (aka “rationing” out health care). This is essentially what insurance companies are doing today when they decide to approve or deny a procedure.
5) Doctors are over-medicating patients, resulting in increased costs, because they want to make more money. You can’t blame the doctors 100% though because some patients go crazy when they come in with a cold and want some kind of medication to make them better. Sometimes the best solution to a health problem is not to do anything and let it fix itself (believe it or not, there are even some harmless kinds of cancer that people run to get removed, but in reality the chemo and/or radiation therapy does more damage the cancer itself will do over the person’s lifetime).
6) If the government picks up the tab on everyone’s health insurance, there is less incentive to stay healthy. Sure, you’ll feel better later on if you have preventive health care now but the one thing that drives people is MONEY. If changing a habit now prevents a costly procedure down the road, people will be driven to do so.
7) In a government health care system, one has little choice on which doctors/hospitals/centers to see. There’s little incentive for a facility to have high-quality service since it’ll be serving patients regardless of its quality. We need a system that lets free market forces rule. If a practitioner is doing a poor job or a patient wants a second opinion, a government system is less likely to let him/her see another doctor.
8) Doctors will be paid less with a government system. While many people think doctors are overpaid to begin with, I disagree. With the amount of money/time/effort MD’s sacrifice to get their education and experience, they deserve a large paycheck.
Many of you may say that Obama is not trying to move us to a single-pair government (England/Canada/France-type system), like I am arguing against in some points above, but it’s a slippery slope. Once the government starts providing a free healthcare option, it’s only going to get more government-run. There’s no going back from there.
What am I in favor of? Medical Savings Accounts, like they have in Singapore. It has all the good of universal health care, but at less cost to the government, and it emphasizes personal responsibility and free-market forces. It’s far from perfect, but it works better than the Obama plan or our current system.
http://www.ncpa.org/pub/st203