Someone drove into my sister's boyfriend & the guy who hit him doesn't have insurance/license anything... what about the medical bills?

Call the Ins commissioners’ office in your state and ask if there is a fund for uninsured motorists, and if the young man qualifies. Sorry to hear about the incident, best of luck to you.

Ask a lawyer, for sure

“i’ll get you in jail forever if you don’t pay the bills” that phrase works like magic :) and good luck with everything!

Ultimately, he could (or his medical insurance can) sue the guy. If he has assets or he has a job, it may be possible to recover something.

Were they driving also? Some insurance policies have uninsured motorist protection. I believe it would be part of comprehensive insurance. While it is not ideal maybe they could use their own auto insurance.

@kellylet that’s true, they should check the boyfriend’s insurance policy. Many states require people to carry uninsured motorist protection; in my state it’s $20,000. It’s also illegal for the other guy not to be carrying insurance. If he’s not already in legal trouble over that, sue him for sure. You might not have to go to court, he might settle.

My only thought is, if this guy was driving drunk and had no license or insurance, there is a good chance he doesn’t have any money. Even if they sue and win a settlement if he doesn’t have money, will he pay? It doesn’t seem like rules are a priority to this guy.

If the driver didn’t have a license or vehicle insurance, but does have homeowners insurance he may have an umbrella policy. There are chronic alcoholics who have had their licenses revoked that are middle class and upper class professionals.

Just because he has no license or insurance doesn’t mean he has no money, like @PandoraBoxx said. Chronic DUI drivers eventually get their licenses revoked, and I imagine that if you don’t have a license, you can’t get car insurance (what insurance company would want to take that on?).

Sorry to hear about this situation.. it’s really crappy. I’d start out by asking my insurance company what the next step is. They may be aware of programs such as were mentioned above, but most likely it will come down to litigation to legally prove the other driver’s liability. Not having insurance alone is quite illegal and if caught, they will slap you with a big fine and then tow your car.. so I imagine that an unlicensed, uninsured, and drunk driver would be in massive, massive trouble, especially considering he caused bodily harm to someone else.

If the guy has a job, a judgement can get his salary attached. If he has a house at the very least a lien can be placed on it and you may be able to force a sale. A lawyer will help the victim to get medical expenses, lost wages and pain and suffering plus attorney;s fees. Most personal injury lawyers take these cases on a contingency basis meaning they don’t get paid up front, only when the case is settled.

However if this guy has a history of DUI and driving with a suspended license, he will be incarcerated sooner rather than later and then nobody will get any money. The best way to alleviate the biggest problem, medical expenses, is to make sure we have universal medical insurance and meaningful medical reform.

Get a personal injury lawyer. The other party will have to pay for the injuries and the lawyer fees.

You have to look at his insurance policy. Does it state that he’s insured either way? It’s true, you can also ask a lawyer, but that would cost you money, while your insurance company has to give you full info on what you are suppose do next. It’s crazy how in one little moment so much changes. Thank God he’s alive, though. Riding a motorcycle could be so dangerous, it could have been worse, you know.