Is there a difference between first hand-, personal-, and hands-on experience?

Hands-on seems to be more physically oriented. You would have hands-on experience with a saw or electrical equipment. You wouldn’t have hands-on experience with a death in the family. That would be more of a personal experience. As for first-hand, that would be something that you’ve dealt directly with, as opposed to hearing about it from someone else or watching it/reading about it somewhere.

Wouldn’t First-hand also be Hands-on and personal?

For the broadest possible usage, I would go with personal experience.

I would also go with personal experience for the most comprehensive meaning.

Can we see the context? Broadest may not be most apt.