Can you tell me where you plan to retire?

I plan to retire in my hometown since that’s where the family house is. By the time I reach retirement age my uncles will all be dead so the family stronghold will be mine, all mine! There’s a good chance I’ll inherit a 2nd house by then, and if so I’ll sell it to finance repairs on the family house. I got it ALL worked out…<evil grin>.

In our dreams, my husband and I set our sights on Mackinac Island, which is almost all state park and no cars. We’ve never even been there, but saw a special about it on TV, and instantly fell in love. He’d work part-time as a gardener, and I might work at the visitor’s center. Since it’s in Michigan, I’d stay inside all winter long.

I highly doubt this will actually happen, though. We’ll likely retire in place, or perhaps a little farther south. Someplace cheap, with tolerable winters. A college town, hopefully, for the level of activity and the opportunity for life-long learning.

@augustlan Just be warned it smells like manure in the areas most populated on the island, well at least where the tourists are in the summer. I guess you would not be frequenting those areas much if you live there though. The lakes are just beautiful up there. But, the winter is VERY cold, obviously.

After thinking about this some more I may consider selling the family house and moving back to New York City when I reach 60–65ish. I love SoCal but I miss living in a metropolis. California is like Disneyland compared to NYC.

@FutureMemory My grandma moved to the city in her late 70’s (she had live in the NY suburbs for many years). It wound up being a great idea. She could have everything delivered, as it had become more difficult for her to lift heavy packages due to back pain, and giving up driving was becoming a good idea; she had season tickets to the opera, and other shows I think; she had some girlfriends who were still there; it made a lot of sense.

I’m retired. Live about 2 miles from my golf course and very happy! most days!

I don’t plan on retiring from what I’m doing now (retired from the military last year). Where I live is where my family has lived for over 200 years, the upper Connecticut valley in New Hampshire.

I plan to stay right where I am. I have all my family here with me. If I need a change of scenery, will just jump in the car or plane and do lots of traveling.

I plan to retire soon…
Looking for a TAX friendly state. One that doesn’t have a personal income tax. California is way to greedy. Heck I paid taxes on it once why get me again. Washington State looks good and I can duplicate the weather, not the trees. Redwood and Alder for Pine and Spruce.
Plus keeping the GREEN in my wallet.

@boffin Florida has not state tax…

Nashville, Tn. lived here all my life. one contributing factor for staying here is when i opened my mailbox and received a ‘PAID IN FULL’ mortgage receipt from my bank.

I was born and raised in Oakland, CA. Mild weather, urban setting.
My wife was born just outside of Detroit, Michigan. Farm area, 4 seasons.
We both decided to find a spot with 4 seasons, and a wilderness feel.
We bought a place last year in Shingletown, California, about 25 minutes from where my sister lives. It feels like Tahoe, and has a population of 2200. Retirement won’t come fast enough.

@filmfann what i like about your area, low himidity!

@BoBo1946 I spent a week in New York, and a few days in Memphis during some terrible humidity weather. I honestly don’t know how people live every day with that.

We are considering Maine or Washington at this point, but it could change. We haven’t decided where exactly yet, but it will be an area with a decent amount of land and good hunting and fishing nearby. Neither of us have ever lived in either area. We want to go towards the north because we both prefer colder weather and we both want to have some space.

@BoBo1946 I highly recommend FL for retirement, it never gets as hot as MS or TN in the summer, and no state tax as you stated (although TN has no state income tax, but they do have taxes on dividends and interest, but very very low). But, FL does retirement in a fantastic organized way. Beautiful communities, with social directors, organized activities, pool, golf, tennis, they take care of your grounds for you. That is very appealing to me also. You live on vacation, like being at a resort every day. I am trying to figure out if other parts of the US have similar, very organised adult communitites. I would assume Arizona does, but I am not interested in living there I don’t think. I was going to look into Ashville, because I know there are a lot of halfbacks there (retirees who moved from the north to FL and then went halfway back to NC).

@all I really think my perfect scenerio is 3 months in MI, 3 in NYC, and 6 in FL, but I can’t see that really happening, I need to pick a home base that I will be happy with all year. I lean FL, but my husband would like to find a different option for retirement.

@filmfann it ain’t easy! But, this is home….

@JLeslie i thought about it…drove down to the Fort Myers area and looked at place called, “Highland Ridge Estates!” Two golf courses build around the houses. Still may do it someday! And, you are right, there is always a breeze down there…not like here!

@BoBo1946 Highest recorded temperature in Delray Beach, when I lived there was 98. Can’t say the same about Memphis!

@JLeslie heck no…plus, the dewpoint in the 70’s makes for a miserable day! Why i don’t go to the St Jude Golf Tourn. anymore, too damn hot!

@BoBo1946 Well, it gets very humid in FL in the summer, and about three months of the year are very hot day and night. But 6 months of almost perfect weather, springlike, in the winter. I loved living there, and I prefer the humid heat to dry heat. Also, if you live within a mile of the ocean there are heardly any insects around. Oh, and very few bees in FL, I really liked that.

@JLeslie yes, but they always, well almost always, have a breeze! I don’t mind playing golf on a hot day, if there is a breeze!

@BoBo1946 Near the water not so much if you go inland 10 miles. Fort Meyers, is not very developed far inland like the east coast of FL, so probably everywhere is good there. I like Ft. Myers, and the surrounding areas, not too congested, nice mall there for shopping, gulf waters are beautiful. I approve, you can move there. LOL :).

loll well, my only concern, is the golf course and the community is surrounded by orange trees and that would block the breeze! The day i played there…hotter than hades!

@BoBo1946 Did you go in the summer? FL is to be avoided in the summer; it is only acceptable to be there in the summer if you live there all year, or maybe if you have young children who’s (or is it whose?) school year control your vacation schedule. My mother would never do it. My family has climate ad tempurature very high on our lists, especially on vacation.

yes, it was summer…but, also played near the coast, and it was fine in the summer. The problem with this community is the orange trees blocking the breeze! Also, the area is concaved!

@filmfann I spent a week in New York, and a few days in Memphis during some terrible humidity weather. I honestly don’t know how people live every day with that.

Humid summers in NYC were a big part of my decision to come back to SoCal. Living in a virtual sauna for months on end was just brutal.

@BoBo1946 Florida has not state tax…
To hot and the bugs have N numbers….

I don’t think I will ever stop making and selling my art but I will someday live on the Outer Banks in North Carolina,maybe even own a gallery there.
I love it for it’s beauty, laid back atmosphere and friendly people :)

@boffin loll..you didn’t mention that you wanted a state that had great weather and no bugs! Hey, one more thought….think about the winter, fall, and spring in Florida. We can’t have everything!

Foothills of North Carolina mountains with at least 100 acres, ranch home with wrap around deck on a lake or killer river!

I was unable to completer my career due to disability so retirement will just mean losing my disability income. My old age benefits will be terribly small because I lost so many tears of making contributions. I hope I will have a place to live and food to eat.