If your spouse dies...but you had a mortgage together...do mortgage companies have anything to help you out with payments?

Uhmmm, no.You may be able to negotiate to extend the term or change interest rate, but that is not automatic.

didnt he have life insurance? you should be able to get his ss or survivor’s benefits

So sorry, if this is what happened to you. His widow would be eligible for his retirement benefits, and sometimes those can be accessed early. Perhaps he had life insurance? Talk wit the bank and let them know of the situation. I hope you can get help.

You might look into the Making Home Affordable program.

I don’t think so. But that’s why people buy life insurance to prevent this sort of thing.

No, they do not, but sometimes they will, depending on the widow’s ability to pay.

That is what insurance is for. Anyone who can’t afford life insurance can’t afford a house.

Most mortgage companies offer mortgage life insurance for this purpose. Of course, you’d have had to decide to purchase it before your spouse died. Any chance you can convert other assets to cash to pay off the loan? Life insurance? Sell some stocks?
Contact your mortgage company and consult a financial advisor about your financial situation.

Please accept my condolences on your loss.