If you lost everything would it be easier to take if it was nature or cuased by a human?

What is a bigger loss, losing something to natural disaster or human error or intention? If you lose everything you own, your home for example, because of flood or tornado or some natural occurrence is it easier to stomach than knowing your home was lost to fire because someone in the next condo did something to cause the fair or another home owner was negligent with a BBQ or something? If there is someone who could be blamed does it make the loss harder, than if it was just nature?